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PAS is a wholly-owned subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY.

The Living Balance Sheet® and The Living Balance Sheet® Logo are service marks of The Guardian Life Insurance Company of America® (Guardian), New York, NY. © Copyright 2005-2025 Guardian.  Andrew is a Registered Representative and Financial Advisor of Park Avenue Securities and Financial Representative of Guardian.

This material is intended for general public use. By providing this material, Altenbach Wealth Management is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information specific to your individual situation. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. 8782376.2  Exp 4/28

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